Posts tagged ‘Budget’

Seven Quick Takes – Maybe She’ll Actually Write Something

I currently have nothing to say which is shocking because I’ve pretty much said nothing all week. You’d think I’d be bubbling with super entertaining information. You’d think wrong. But let’s give this a shot. (Click the logo if you want to read more or participate.)

1.
Last weekend there was a man at Sophie’s birthday party. He was in his 90’s. He had an iPhone and is on Facebook. How does that make you feel? It honestly made my jaw drop and hide my non-iPhone. (PS- I don’t mean this in a “he’s creepy” way. I mean it in a “does that make you feel like an idiot??” way. He’s a wonderful man and I’m beyond shocked that a man in his 90’s can work an iPhone. I cannot.)

2.
I am awful at gardening. AWFUL. 90% of my vegetable garden is weeds… and not the sort of weed that you can sell for profit. Only a few of my plants have sprouted and I’m not sure what to do about that. How do you go about starting plants in paper towels like we did in elementary school? Is that real?

3.
Want to know what makes me feel FREAKING OLD? We registered our unborn child for day care this week. And I’ve decided I’m going to call it “school.” When I come home I will ask the Hurstling, “How was school today? What did you learn?” I will do this even when the baby is 3 months old and will only blow bubbles and fart in response.

4.
Wednesday night I had my first extremely comfortable night with my pregnancy pillow. I’m getting the hang of it finally. Stephen has a little whine-fest about how much space it takes up. He actually said the sentence, “Sit up for a second and get a bird’s eye view of how little space I have.” I told him to shut his face and that there are two people sleeping on my side and only one on his. For the record, we have a king size bed and he has plenty of space. And even if he didn’t, that’s not my problem. Until September 19, my comfort is the most important thing in our household. The end. 

5.
We are trying to rework our budget to make room for the Hurstling and all things Hurstling related. It’s really depressing. Last night we decided that we were going to cancel cable. I cried. Then I realized that since I was crying over something as ridiculous as cable, it was probably a good idea to get rid of it. So now we are just trying to figure out the cheapest internet provider. It’s looking like Clear is the way to go. (They are the people who provide internet for DirectTV.) If you have any advice on the subject, let me hear it!

6.
We got a call about a week or so ago that someone got ahold of our credit card. It was actually the debit card for a bank account that we don’t use much. I opened the account a couple years ago to keep track of the money my aunt was giving me to make my cousin’s scrapbooks. I finished the books and we kept the account open. Stephen uses it around Christmas and my birthday to buy me presents without me knowing. Anyways, someone tried to buy all sorts of stuff with my debit card number. We found out yesterday that there was someone drafting $15 out of it every month as well. Sheesh people! It’s being taken care of with very little drama, so that’s good.

7.
So it appears that I did have a lot to tell you. Hopefully next week will actually bring some quality post. And if not, I’ll just post some pictures of Avery and my baby bump and tell you to be nice to me.

April 16, 2010 at 8:00 am 24 comments

Budget Shmudget

I had a fantastic weekend. Friday night was our blogger meetup. We went to Gravitas. They were really accommodating and we had a great area set aside just for us with a fabulous bartender. With that said, if I’m going to give it a TRUE review, I have to tell you that it was a bit pricey. They had this amazing drink made with strawberry and vanilla infused vodka. It was incredible! Although it was also $9 and that hurts me a bit.

Saturday I dropped Rookie off at her grandparents’ house because I love free child care and headed up to visit Lauren (from Texas). Stephen was out of town on a bachelor party camping trip so she invited me to spend Halloween with her and her family. God blessed us with a BEAUTIFUL day so we spent the entire afternoon and evening outside. I got to meet her family and eat her dad’s red beans and rice. By this point in our blog relationship, you should know that I don’t eat any sort of tubed meats. To clarify, it’s not that I absolutely will not eat it, it means that I don’t really enjoy it. However, these red beans and rice had sausage in it and they were shockingly delicious. The flavor of the beans was out of this world. I had a great time hanging out with them and think her mom must have really wanted me to like her because she let me sit in front of a campfire and make s’mores. It worked.

I stayed the night at Lauren’s on Saturday night. On Sunday we sat in the kitchen reading cookbooks and working on our weekly meal plans while her husband watched football with their dogs. I realized that it’s fun to do meal plans with someone else. You get to try new recipes and get new ideas. If you’ve never done it, do it. Find someone with a similar cooking style. Oh and also, with the same food budget.

This is huge. Lauren and I both keep our families on strict budgets. We buy sale items and do happy dances when we find bargains. If you can’t relate, then it will make no sense to you when I say that I get a high when I think about saving money.

Stephen and I are pretty anti-debt. Not entirely, but for the most part. We know that there are a few areas of life that often require debt. Houses, cars, and college. But beyond that, no debt. So when we need something, we have to budget. My mom recently bought us a beautiful dining room table that she found at a resale shop. It is brand new table but the furniture store took it to the resale shop because there weren’t any chairs. It was only $100 and it is gorgeous. So we need to buy 8 pub height chairs and those are not cheap. The going rate for chairs is about $129-$169 for a set of two. Do the math. We aren’t talking pocket change here. So we’re saving. We probably won’t be getting them until the new year since this is such an expensive time of year. And we are okay with that, as long as we plan for it.

Stephen also has a desire to bike. He’d like to get a road bike and take this up as a hobby. He’s been casually saying this for a couple years and he’s finally decided he’s serious. We talked about it and decided we’d start budgeting to get him a bike. I don’t even want to tell you the price of bikes because if I type it, it might make it real. Little by little we are setting money aside for this. So every penny matters.

I have a couple ideas for Stephen’s Christmas present. His birthday is in January so I have to buy two gifts each year. I really think we should start celebrating his birthday on his half birthday so we can spread it out a bit. But whatever, nobody asked me. I was flippng though an ad on Saturday and saw that one of the items I was thinking about was on sale. I figured now was as good a time as any to go get it. (Sorry I can’t tell you what it is, he reads this. Check back on December 26. I’m sure the anticipation is killing you.) Not only was this item on sale, but there was a mail-in rebate as well. So I went to the store on the way home from Lauren’s on Sunday. I found my item and didn’t see the rebate form next to it. I went to check out and asked the lady if the form would print out. She seemed very unclear about what I was talking about.

This annoys me. I tried to stay calm but it really bothers me when people have NO clue what they are talking about when it is their job to help. So I explain… “This ______ is regularly $___ but it’s on sale for $____ and there is an additional $___ mail-in rebate. I need the form for the mail-in rebate. Do you have any idea where I get that? They are normally located by the product but it wasn’t over there. Did it print out when you finished my transaction?” Crickets. Ugh. She stared at me and said, “I think it’s in the box.” Umm, no. I told her that’s not how rebates work and I was 99.9% sure the form was not in the box. “I think it is. With that paper that tells you that it will work for a certain amount of time.” Oh dear. “The warranty? No. The warranty comes in the box, the mail-in rebate does not. Can you please tell me who to talk to so I can get this figured out because I don’t want it without the form.” FIFTEEN MINUTES LATER after she’s checked out 3 other people and talked to 2 people on her walkie talkie (“This lady needs her warranty-” “No, rebate.” “–Oh, her rebate.”) she tells me to walk back over to the product to find the form and Evelyn who is supposed to be helping me. I walked back over there… still no form. And I assume there was no Evelyn, although I wouldn’t know because I have no clue who Evelyn even is. I made my way back to my lovely cashier and she asked me if I found Evelyn. “Well, I actually don’t know Evelyn so can you just return this. This is getting ridiculous. I’ll go to another store.” And then Evelyn showed up with my form.

It may be important to know that the rebate was for $10. I told you, every penny matters. I will do anything to save a few bucks. Our budget doesn’t have much wiggle room so I think it’s important to do what we can to protect our precious budget. However, you can be as careful as you want but sometimes things come up. Sometimes something comes around and smashes your budget… and your husband’s nose. (Please don’t look at these photos if you have an issue with blood.)

 

bloody nose

The guys were riding ATVs over the weekend and Stephen hit a branch or a bump or a crater and hit his nose on the handlebar. The ATV didn’t care about our budget. Neither did the doctors.

doctor

Luckily the helmet took most of the blow. They said that if he hadn’t been wearing his helmet, he would have smashed his face in. Apparently he tore a lot of tissue in there. He has 8 stitches outside and “a lot” inside. Say a little prayer for him today, he’s in quite a bit of pain.

surgery

 It may not be necessary to say this but we definitely won’t ever be fitting an ATV into our budget.

stitches

————–

If you are participating in Ten on Tuesday tomorrow, you can find the questions by clicking the “Ten on Tuesday” button on the right. Please don’t post them until tomorrow morning. I’m going to ATTEMPT a Mr. Linky so we can get all of your links in one spot so it’s easier for everyone to visit each other. Bear with me, I’m not good at this blogging thing.

November 2, 2009 at 10:08 am 31 comments


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